DUAL OCCUPATION DISCLOSURE

As a Carte Wealth Management Inc. (“Carte”) Representative I am dually occupied as a registered mutual funds

salesperson, a Director/Owner of a various companies and a licensed Life Insurance Advisor and represent separate

companies for each purpose. As such, you may be dealing with more than one company depending on the products

purchased, or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be

representing Carte for the sale of mutual fund products and will provide you with the name of the entity that I represent

while conducting business as a Director/Owner of various companies and as a Life Insurance Advisor. The business activities

of the companies for which I am a Director/Owner and the sale of life insurance products & services, are not the business

of, or under the supervision of Carte, and Carte will not be liable or responsible for such activities.

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I, Geoffrey MacGillivray, am a registered mutual fund salesperson represented by Carte Wealth Management Inc.

 

1. I am also a Director/Owner of a company, Blue Harbour Financial, an Associate General Agency (“AGA”) which is an

entity through which I place my life insurance business. Any activity relating to my occupation as a Director/Owner

is not the business of, or under the supervision of, Carte, and Carte will not be liable or responsible for such

activities.

 

2. I am also the Director/Owner of a company, Zoom Tax, an entity that provides tax planning and tax filings to clients.

Any activity relating to my position as a Director/Owner and Tax Provider is not the business of, or under the

supervision of, Carte, and Carte will not be liable or responsible for such activities.

 

3. I am also an independent licensed Life Insurance Advisor, contracted with TuGo, Carte Financial Services Inc., Carte

Risk Management Inc., Custom Benefit Solutions Inc., Financial Horizons Group, The Great‐West Life and Benefits

By Design, providers of life insurance products & services. Any activity relating to my position as a Life Insurance

Advisor is not the business of, or under the supervision of, Carte, and Carte will not be liable or responsible for such

activities.

 

4. I am also a Volunteer Member at Large with the Autism Ontario Thunder Bay Chapter, a not‐for‐profit organization.

Any activity relating to my position as a Volunteer is not the business of, or under the supervision of, Carte, and

Carte will not be liable or responsible for such activities.

 

I, Geoffrey MacGillivray, wish this distinction to be clear, and if you are not sure of the difference, let us discuss it, or I can

suggest sources from which you can obtain the necessary explanation. Our self‐regulatory organization, The Mutual Fund

Dealers Association of Canada (“MFDA”), has rules which state that the distinction between these Dual Occupations must

be clear and that you understand the difference for the purposes of this transaction.