Contact one of our branches.

HEAD OFFICE 

208-73 N. Cumberland Street

Thunder Bay, Ontario

P7A 4L8

Phone:  (807)286-5341

Fax:  (807)286-5342

Email:  geoff@blueharbourfinancial.com

Open Monday to Friday

By appointment only Saturday and Sunday

ALBERTA

206 Pembina Road

Sherwood Park, Alberta,

T8H 0L8

Phone:  (587)785-9559

Fax:  (807)286-5342

Email:  ryley.hughes@cartewm.com

BRITISH COLUMBIA ​

3172 Golden Link Crescent

Vancouver, British Columbia

V5S 4M3

Phone:  (604)437-3600

Fax:  (778)371-9078

Cell:  (604)782-4334

Email:  wayne.canary@cartewm.com

ONTARIO

Fortax Corp.

2 St. Clair Ave. West, 18th Floor

Toronto, Ontario

M4V 1L5

Phone:  (416)220-6428

Email:  michael.fortin@cartewm.com

NON REGISTERED ACCOUNT

A non-registered savings plan is for you if you have reached your RRSP and TFSA contribution limits and would like to continue to save for a project or for your retirement. You will enjoy a higher rate of return than with your bank account and have the opportunity to put money into investment funds. 

Benefits of Non Registered Accounts

  • Account holder must be at least 18 years of age.

  • No limitations on how much you can invest.

  • If you wish to make a leveraged investment the Interest an be deducted on the loan.

  • A realized capital losses can be used to offset realized capital gains. If there are no capital gains in the current year, then the losses can be carried back and applied against gains in the three previous taxation years or carried forward indefinitely and claimed against future capital gains. 

  • Individuals can hold a range of investments.

  • Capital gains realized inside OPEN plans are taxed at 50% of the account holder’s top marginal tax rate

Contact an Investment Specialist