DUAL OCCUPATION DISCLOSURE
As a Carte Wealth Management Inc. (“Carte”) Representative I am dually occupied as a registered mutual funds
salesperson, a licensed Life Insurance Advisor, a Teacher and a Volunteer and represent separate companies for
each purpose. As such, you may be dealing with more than one company depending on the products purchased,
or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be
representing Carte for the sale of mutual fund products and will provide you with the name of the entity that I
represent while conducting business as a Life Insurance Advisor, as a Teacher and as a Volunteer. The sale of life
insurance products & services, my business as a Teacher and my business as a Volunteer, are not the business of,
or under the supervision of Carte, and Carte will not be liable or responsible for such activities.
I, Antonio Sgambelluri, am a registered mutual fund salesperson represented by Carte Wealth Management Inc.
1. I am also an independent licensed Life Insurance Advisor, contracted with Carte Risk Management Inc, an
insurance MGA, and Blue Harbour Financial, an insurance AGA. Any activity relating to my position as a
Life Insurance Advisor is not the business of, or under the supervision of, Carte, and Carte will not be
liable or responsible for such activities.
2. I am also a Volunteer with the Kinsmen Club of Thunder Bay – Hill City. Any activity relating to my position
as a Volunteer is not the business of, or under the supervision of, Carte, and Carte will not be liable or
responsible for such activities.
I, Antonio Sgambelluri, wish this distinction to be clear, and if you are not sure of the difference, let us discuss
it, or I can suggest sources from which you can obtain the necessary explanation. Our self-regulatory
organization, The Mutual Fund Dealers Association of Canada (“MFDA”), has rules which state that the
distinction between these Dual Occupations must be clear and that you understand the difference for the
purposes of this transaction.