BUYING A HOME

Buying a home, whether you are a first-time home buyer or a seasoned purchaser, is very exciting and can bring a lot of changes to your life and lifestyle. A Carte advisor will guide you through the process, from assessing your finances to seeing how much you can afford and whether or not a Home Buyer’s Plan through an RRSP is right for you, to finding a home with a real estate agent, to applying for a mortgage with a mortgage broker, to signing all of the legal documents with a lawyer, all the way to finding the right insurance solution for your home and mortgage.

THESE ARE SOME OF THE QUESTIONS THAT WE SHOULD CONSIDER

Should I seek legal advice?
Do I need a real estate agent and how would I find one?
Where should I start looking for a home?
How do I decide how much I can afford to spend?
How should I finance my new home?
What is the Home Buyers’ Plan?
What are the tax implications of home ownership?
How does home ownership affect my financial plan?